PNW Prosperity & Wealth Management and Paul Howard have submitted registration materials which are currently under review by the Washington State Securities Division. Site content is for general educational purposes only and not investment advice or an offer of advisory services.
Fee-Only Fiduciary Financial Advisor in Vancouver and Camas, WA
Honest Financial Guidance for Ordinary People, Not The Wall Street Privileged
If you’ve ever felt like the financial industry wasn’t built for you, you’re right.
Most big firms have minimums, gatekeeping, and advisors who get paid when they sell you something.
That’s not what I do.
I’m Paul Howard, a fee-only fiduciary financial advisor in Camas, WA.
I help every day working people, retirees, teachers, public servants, small business owners, and families who deserve real financial guidance, not a sales pitch.
Who I Work With
My clients aren’t wealthy investors looking to get wealthier. They are people like you!
- Working families trying to get ahead financially
- Teachers, nurses, and public employees planning for retirement
- Small business owners: from the food truck operator to the local nonprofit director
- Recent college graduates just starting to build wealth
- Retirees who want their money managed honestly and affordably
- Anyone who’s been turned away or ignored by the big firms
“My goal is to help those who need it most. The wealthy and uberwealthy will always have access to the Morgan Stanleys and Goldman Sachses of the world. That’s not who I’m trying to work with at this point in my life. I’m trying to help ordinary, everyday working people.”
Why I’m Different
I left Wall Street on purpose. After years of working at EF Hutton and watching big firms treat ordinary people as afterthoughts, I built something different: a one-person advisory practice with no sales quotas, no commissions, and no conflicts of interest.
Fiduciary, always. I’m legally required to act in your best interest, not my own. Most advisors aren’t.
Fee-only. You pay me directly. I never earn a commission by selling you a product. My incentive is your success, period.
No minimums. I don’t care how much you have. I care whether I can help you.
It’s just me. When you reach out, you’re talking to Paul Howard, not a call center, not an associate, not someone who will hand you off after the first meeting.
What I Can Help You With
- Retirement planning: whether retirement is 20 years away or next year
- Investment management: building and managing a portfolio that fits your goals
- Tax-smart strategies: keeping more of what you earn
- College & Coming of Age Funding Strategies: 529s,
Coverdell ESAs, 530A accounts, and multi-child planning - Social Security timing: getting the most out of what you’ve earned
- Small business financial planning
- Trust and nonprofit endowment management
30+ Years of Experience. Zero Complaints.
My career spans Wall Street, government retirement systems, and university teaching at UC Davis. I’ve spent decades learning the financial system from the inside, and now I use that knowledge to help people the system tends to overlook.
Every registered investment advisor has a public record. Mine is clean.
Paul K. Howard — CRD# 1297171 — Search: adviserinfo.sec.gov
