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Fee-Only Financial Advisor in Vancouver & Camas

PNW Prosperity & Wealth Management LLC

Serving Everyday Clients and Nonprofits in Southwest Washington with Real Fiduciary Advice for Real Life

Fiduciary Retirement Planning and Investment Advice

Trusted Financial Advice For Over 30 Years

Why PNW Prosperity & Wealth Management and Who I Serve

As a fiduciary, I don't sell or receive commissions from investment products, and sound and affordable financial advice transcends income and net worth levels and should be accessible to everybody---not just the wealthy. Based on this overriding principle, I work with everyday individuals, families, and small businesses who may not access traditional Wall Street big name firms because of:

• Minimum deposit requirements
• Net-worth rules
• Excessive onboarding, service packaging, and management fees
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Specialized Service for Trusts and Endowments

I also provide fiduciary investment management for family trusts, conservatorships, and nonprofit endowments, prudently protecting assets while ensuring sustainable growth and distributions.
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Paul Howard

Registered Investment Advisor Financial Planner

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Our Financial Planning & Investment Services:

Goal Setting

Family Spending Plans & Debt Management

Retirement Planning & Income

Traditional, Roth, SEP & Rollover IRAs

401 (K) Plans

Health Saving Accounts (HSAs)

College Funding Strategies 
& Accounts

Discretionary & Non-Discretionary Investment Management

Stock & Bond Investments

Mutual Funds

Exchange Traded Funds (ETFs)

Alternative Investments (Real Estate Investment Trusts, Precious Metals, Crypto)

Portfolio Analysis & Construction

Tax Free Income Strategies

Tax Reduction Strategies

Social Security Benefit Analysis

Home, Auto & Life Insurance Cost Analysis

Family, Charitable & Conservatorship Trusts & Estate Planning

My Fiduciary Promise to You

                                • No Barriers: You will never encounter barriers to service at PNW Prosperity & Wealth Management.
• Honest Expert Advice: I only accept clients whose needs align with my expertise.
    • No Dead Ends: If I cannot help you, I will refer you to another professional who can.

Frequently Asked Questions

Who do you work with and what does your typical client look like?

My mission is to help ordinary individuals, families, small business owners, nonprofit and philanthropic organizations seeking wealth accumulation and management advice who may not meet net worth or account minimum requirements at larger, more traditional wealth management firms. Having said that, I will always do my best to help anyone whose needs fall within my areas of expertise.

How much do your services cost?

My discovery discussion is a no-charge, 30-minute session to identify your needs, goals, expectations, resources, and experience involving wealth management. Subsequent consultation and service fees are $130 per hour billed in half-hour increments @ $65 each. (Fees at other wealth management firms can approach $250 per hour, or more.)

If accounts are managed under an Advisory Agreement, our fee is 0.5% annually and is not assessed until account value exceeds $25,000. (At most other firms, this low fee is only available for accounts exceeding $1,000,000 with lesser value accounts charged between 1.0% and 2.0% annually.)

How often will you be in contact with me?

Whenever you feel the need for advice in a particular area, we will be there for you. If your investment account is managed under an Investment Advisory Agreement, I will meet with you at least quarterly to discuss your account, progress toward your goals, and any changes that may be needed. Rest assured that quarterly meetings does not mean that your account is not being looked after daily!

How long am I committed to working with you?

As long as you are comfortable with my services, and you may terminate the advisory relationship at any time with a simple email notice.

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What Clients Are Saying

  • Honest, knowledgeable, and affordable retirement planning and
    investment advice that has produced excellent results. He has also helped us with our children’s college education funds. Switching to Paul from our previous advisor was the best financial decision we have ever made! Incredibly down to earth, approachable and a great sense of
    humor.”

    Christian G.

  • I know almost nothing about finances and never have no matter
    how hard I’ve tried to understand, but that’s okay because Paul has helped me with my retirement planning for almost 20 years and has taken excellent care of me over that time. He listens, explains, and has always been readily available. No long periods of not hearing from him, no dramatic surprises, just solid, steady service and excellent results. Hoping for another
    20 years!

    Susan H.

  • I’ve known and relied on Paul for 23 years for investment management and retirement planning advice. Incredibly competent, knowledgeable, and always affordable. You can tell this is his passion and I’ve never felt that he was in it to make money off of me, but rather to make money for me. That’s a great feeling!

    Todd V.

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We Want To Hear From You

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Send Us A Message

Call or Text

916 / 385-8462

Email-Us:

paulhoward2055@gmail.com

Based In:

Camas, WA

Business Hours:

M - F  10 a.m. - 6 p.m.

Ready To Get Started?

Kickstart your future
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(916) 385 - 8462
Based In
Camas, WA
DISCLAIMER:
All content on this website is for informational purposes only, and should not be construed as legal, tax, investment, financial, or other advice. While we constantly strive to maintain an accurate, up to date and informative website, all information, materials, and statements on this site are subject to change without notice. As such, no reliance should be placed on the ongoing accuracy, completeness, or correctness of site content. Nothing contained on this site constitutes a solicitation, recommendation, endorsement, or offer to buy or sell any securities or other financial instruments. Registration is a regulatory requirement and does not imply an elevated level of skill or qualifications.
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