PNW Prosperity & Wealth Management Privacy Policy

Effective Date: July 1, 2026

1. Introduction

PNW Prosperity & Wealth Management LLC (“we,” “us,” or “our”) operates the pnwprosperitywealth.com website (the “Service”). This page informs you of our policies regarding the collection, use, and disclosure of personal data when you visit our website, and the choices you have associated with that data.

If you become a client of PNW Prosperity & Wealth Management, additional privacy practices apply to your account and advisory relationship. These are described in Section 5 below and are also detailed in our Client Advisory Agreement, which every client receives and signs before services begin.

2. Information We Collect

We collect the following types of information through this website:

  • Contact Information: name, email address, and phone number, when you submit our contact form.
  • Message Content: any details you choose to share with us in the body of your message, such as questions about our services or your financial situation.
  • Usage Data: information automatically collected when you visit our site, such as your IP address, browser type, device type, pages visited, and time spent on the site, gathered through Google Analytics and Google Tag Manager.

We do not collect payment information through this website, and we do not offer a client portal or login on this site.

3. How We Use Your Data

We use the information collected through this website to:

  • Respond to your inquiries and schedule a free introductory conversation.
  • Understand how visitors use our site, so we can improve its content and usability.
  • Communicate with you about the services you have asked about.

We will only send you marketing emails or newsletters if you have explicitly subscribed or opted in. We will never add you to a marketing list without your permission.

4. Cookies and Tracking Technologies

Our website uses Google Analytics and Google Tag Manager to understand how visitors use our site. These tools use cookies, small text files placed on your device, to collect anonymized or aggregated information such as which pages are visited and how long visitors stay on the site. You can disable cookies through your browser settings at any time, though some site features may not work as intended if you do.

5. Data Sharing and Disclosure

We do not sell your personal information. We do not share your information with affiliates or unrelated third parties for their own marketing purposes.

We may share information with the following types of recipients, and only for the reasons listed:

  • Google Analytics and Google Tag Manager, which process website usage data on our behalf solely to provide us with anonymized or aggregated site analytics.
  • Legal or regulatory authorities, but only when required by law, such as in response to a valid subpoena, court order, or regulatory request from the Washington State Department of Financial Institutions or the Securities and Exchange Commission.

We do not share your mobile information, including your phone number, with any third parties or affiliates for their marketing or promotional purposes. Your phone number is used solely by us to contact you about the inquiry you submitted.

If you become a client, additional information you provide as part of the advisory relationship, such as account details or Social Security number, may be shared with your account custodian or broker-dealer (such as Fidelity Investments), or with a tax professional or attorney you have authorized us to coordinate with. This sharing is described in full in our Client Advisory Agreement, which you will review and sign before becoming a client.

6. Your Data Protection Rights

Depending on where you live, you may have rights regarding the personal information we hold about you, including:

  • The right to know what personal information we collect, use, and disclose.
  • The right to request a copy of the personal data we hold about you.
  • The right to ask us to correct any information that is inaccurate.
  • The right to request that we delete your personal data, subject to any recordkeeping requirements we are obligated to follow as a registered investment adviser.
  • The right to direct us not to sell or share your personal information. We do not sell your personal information to anyone.

To exercise any of these rights, contact us using the information in Section 10 below.

7. Data Security

We take the security of your information seriously and implement reasonable administrative, technical, and physical safeguards to protect it, including encrypted systems, a secure VPN, and anti-malware protection. Paper records, if any, are stored in a secure, restricted location. However, no method of transmission over the Internet or of electronic storage is 100% secure, and we cannot guarantee absolute security.

If we use artificial intelligence tools to support our operations, such as Microsoft Copilot with commercial data protection, those tools are configured so that your information remains encrypted, inaccessible to the public, and is never used to train AI models. Any recommendations or advice you receive remain the independent judgment and responsibility of your advisor.

8. Children’s Privacy

This website is not directed at children under 13, and we do not knowingly collect personal information from children under 13. If we become aware that a child under 13 has provided us with personal information, we will delete it.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. If we make changes, we will update the Effective Date at the top of this page. We encourage you to review this page periodically for the latest information on our privacy practices.

10. Contact Us

If you have any questions about this Privacy Policy or how your information is handled, please contact us:

  • Phone: 916-385-8462
  • Email: paulhoward2055@gmail.com
  • Address: 19812 SE 1st St., Unit 410, Camas, WA 98607

11. Legal Disclaimer

We’ve done our best to make this Privacy Policy easy to understand. If you have any questions, please don’t hesitate to contact us. Please note that this document is for informational purposes and should not be considered a substitute for professional legal advice.

PNW Prosperity & Wealth Management LLC has submitted its registration materials to the Washington State Securities Division. Registration as an investment adviser is currently pending and not yet effective. Until approval is granted, all information on this site is for general educational purposes only and does not constitute investment advice, an offer of services, or a solicitation to provide advisory services.