PNW Prosperity & Wealth Management Terms of Use

Effective Date: July 1, 2026

Welcome to pnwprosperitywealth.com. These Terms of Use (“Terms”) govern your use of this website (the “Service”), operated by PNW Prosperity & Wealth Management LLC (“we,” “us,” or “our”). Please read these Terms carefully before using our Service.

1. Agreement to Terms

By accessing or using this website, you agree to be bound by these Terms. If you disagree with any part of these Terms, please do not use this website.

2. This Website Is Informational, Not Advisory

This website is provided for general informational and educational purposes only. Nothing on this website constitutes personalized investment advice, an offer to sell securities, a solicitation of an offer to buy securities, or a recommendation of any specific investment strategy.

PNW Prosperity & Wealth Management LLC has submitted its registration materials to the Washington State Securities Division. Registration as an investment adviser is currently pending and not yet effective. Until approval is granted, all information on this website is for general educational purposes only and does not constitute investment advice, an offer of services, or a solicitation to provide advisory services.

Once registration is effective, an advisory relationship with PNW Prosperity & Wealth Management LLC begins only after a signed Client Advisory Agreement, not through your use of this website or any contact form submission.

Information on this website is believed to be reliable but is not guaranteed to be accurate, complete, or current. Investing involves risk, including the possible loss of principal. Past performance, where referenced, is not a guarantee of future results.

3. Acceptable Use

You agree not to use this website to:

  • Violate any applicable law or regulation.
  • Infringe on the intellectual property rights of PNW Prosperity & Wealth Management LLC or any third party.
  • Transmit any virus, malware, or other harmful code.
  • Attempt to gain unauthorized access to any part of this website or its underlying systems.
  • Submit false or misleading information through our contact form.

4. Intellectual Property

Everything on this website, including the text, logo, design, and graphics, is the property of PNW Prosperity & Wealth Management LLC and is protected by copyright and trademark law. You may not reproduce, copy, distribute, or use any of this content for commercial purposes without our prior written permission.

5. Links to Other Websites

This website may contain links to third-party websites, such as adviserinfo.sec.gov, that are not owned or controlled by PNW Prosperity & Wealth Management LLC. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party website.

6. Privacy Overview

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your information. Please review our Privacy Policy for full details.

7. No Guarantee of Availability

This website is provided on an “as is” and “as available” basis. We do not guarantee that the website will be uninterrupted, error-free, or secure at all times, and we may suspend or discontinue any part of the website without notice.

8. Limitation of Liability

In short, we are not responsible for any major, unforeseen damages that might result from your use of this website. This could include lost data or other indirect losses related to your access to, or inability to access, the website. Nothing in this section limits any rights or protections you have under applicable securities laws or regulations.

9. No Waiver of Legal Rights

Nothing in these Terms is intended to, or does, waive any right you may have under federal or Washington State securities law, or under any other applicable consumer protection law.

10. Governing Law and Jurisdiction

These Terms are governed by the laws of the State of Washington, without regard to its conflict of law provisions. Any dispute arising from these Terms or your use of this website will be subject to the jurisdiction of the courts located in Washington State.

11. Updates to These Terms

We reserve the right to modify or replace these Terms at any time. If we make material changes, we will update the Effective Date at the top of this page and provide at least 30 days’ notice before the new Terms take effect by posting a notice on this website.

12. Contact Us

If you have any questions about these Terms, please contact us:

  • Phone: 916-385-8462
  • Email: paulhoward2055@gmail.com
  • Address: 19812 SE 1st St., Unit 410, Camas, WA 98607